Effective Date: January 1, 2026
Last Updated: August 11, 2026
Website: https://kdhfinancial.com/
KDH Financial (“Firm,” “we,” “us,” or “our”) is an investment advisory firm operating in the State of Florida. We respect your privacy and are committed to protecting the nonpublic personal and financial information of our current, prospective, and former clients.
This Privacy Policy explains how we collect, use, safeguard, and disclose personal information obtained through our website, https://kdhfinancial.com/ (the “Site”), and during the delivery of our financial planning and investment management services.
To provide tailored investment advisory services, manage client portfolios, and meet regulatory requirements, we may collect nonpublic personal information about you from the following sources:
Information You Provide Directly: Name, mailing address, email address, telephone number, Social Security number, date of birth, employment details, income, net worth, tax status, investment objectives, and account beneficiary information.
Website Usage & Technical Data: IP address, browser type, operating system, referring URL, pages visited, and time spent on our site, collected via cookies and web analytics tools.
Financial & Account History: Account balances, transaction history, custodian account numbers, and holdings with us or unaffiliated financial institutions.
Third-Party Sources: Information provided by your custodians, broker-dealers, tax professionals, attorneys, or consumer reporting agencies upon your authorization.
We use your nonpublic personal information strictly for legitimate business and regulatory purposes, including:
Formulating financial plans and managing investment accounts.
Processing transactions, maintenance, and account servicing.
Communicating with you regarding your portfolio, market updates, or service inquiries.
Fulfilling regulatory reporting obligations under state and federal securities laws.
Protecting against fraudulent, unauthorized, or illegal transactions.
We do not sell, rent, or trade your personal or financial information to third parties for marketing purposes.
We only disclose nonpublic personal information to nonaffiliated third parties as permitted or required by law, specifically in the following circumstances:
Service Providers & Custodians: To broker-dealers, clearing firms, custodians, technology vendors, and software platforms required to open, execute, or service your accounts (e.g., Charles Schwab, Fidelity, or specialized reporting systems).
Professional Advisors: To your CPA, tax preparer, or estate planning attorney, solely upon your request or explicit consent.
Legal & Regulatory Compliance: To comply with court orders, subpoenas, regulatory inquiries, or audits by state regulators (such as the Florida Office of Financial Regulation) or federal regulators (SEC, FINRA).
Corporate Events: In the event of a merger, acquisition, or sale of firm assets, subject to strict confidentiality agreements and applicable regulatory oversight.
Our Site may use “cookies,” web beacons, and similar tracking technologies to enhance user experience, analyze site usage, and improve our online services.
Essential Cookies: Required for basic website navigation and secure login portals.
Analytics Cookies: Help us aggregate visitor traffic and usage patterns (e.g., Google Analytics).
Managing Cookies: You can adjust your web browser settings to block or delete cookies. Note that disabling cookies may affect certain features of the Site.
In compliance with SEC Regulation S-P and Florida Privacy Standards, KDH Financial maintains physical, electronic, and procedural safeguards designed to protect your personal information against unauthorized access, loss, or misuse.
Measures include:
SSL/TLS encryption for secure data transfer on our website.
Restricting access to personal data strictly to authorized personnel who require it to serve you.
Secure server infrastructure, firewall protection, and mandatory authentication protocols.
Confidential destruction of paper and electronic files when record-retention requirements expire.
Under Florida law, financial institutions and registered advisory entities must provide an initial privacy notice to clients at the time a customer relationship is established, as well as an annual notice if policy changes occur.
Electronic mail (email) sent through open networks may not be secure. Please do not send confidential personal information (such as Social Security numbers, bank account numbers, or wire instructions) via unencrypted email or unauthenticated web forms.
The content on https://kdhfinancial.com/ is provided for informational and educational purposes only and does not constitute individualized investment, financial, legal, or tax advice. Nothing on this website should be construed as a solicitation, offer, or recommendation to buy or sell any security, financial product, or service.
Investment advisory services are provided only after:
Delivery of our Form ADV Part 2A Brochure and Form ADV Part 3 (CRS).
Execution of a formal Investment Advisory Agreement between you and KDH Financial.
Past performance is no guarantee of future results. All investments carry risk, including the possible loss of principal. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client’s portfolio.
KDH Financial is a registered investment advisor (RIA) registered in the State of Florida or operating under applicable state exemptions. KDH Financial may only transact business in those states in which it is registered, notice-filed, or qualifies for an exemption or exclusion from registration requirements.
For your convenience, our Site may contain links to third-party websites (e.g., client portal logins, custodians, financial news sites). KDH Financial does not control, endorse, or guarantee the content, accuracy, or privacy policies of third-party websites. Accessing third-party sites is done at your own risk.
Our Site and services are directed strictly to adults (18 years of age or older). We do not knowingly collect personal information from children under the age of 13 without verifiable parental consent.
KDH Financial reserves the right to update or amend this Privacy Policy at any time. Any changes will be posted on this page with an updated “Last Updated” date. Continued use of https://kdhfinancial.com/ or our services following changes constitutes acceptance of the revised policy.
If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us at:
KDH Financial
Attn: Chief Compliance Officer
Website: https://kdhfinancial.com/
Email: info@kdhfinancial.com
Phone: 1 813 445 5166
Mailing Address: TAMPA OFFICE 1511 N. Westshore Blvd Suite 680 Tampa, FL 33607
